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First-Time Buyer's Journey: 7 Essential Steps to Secure Your Dream Home in 2025
One of the major turning points in life is purchasing your first home. Although there are a lot of stages to follow, it can often feel...

Ricky Gandhi
Sep 45 min read


Bad Credit Mortgage UK
Bad Credit Mortgage UK: Your Comprehensive Guide to Homeownership Dreaming of owning a home in the UK but worried that a...

Ricky Gandhi
Aug 285 min read


Can You Really Get a Mortgage 6x Your Income?
You’ve found your dream home, but the price tag seems out of reach. Standard mortgage affordability calculators cap your borrowing at...

Ricky Gandhi
Aug 223 min read


The Benefits of Remortgaging
The Benefits of Remortgaging: Is It the Right Move for You in 2025 Remortgaging is a pow+erful financial tool that many homeowners...

Ricky Gandhi
Aug 135 min read


Guide to a First Time Buyer Mortgage with Bad Credit
Buying your first home is a dream for many, but for those with a less-than-perfect credit history, it can feel like a daunting and...

Ricky Gandhi
Aug 65 min read


Why Bridging Loans Are a Game-Changer for UK Property Investors
If you’re into property investing in the UK, you might’ve heard the term “ bridging loans ” thrown around. But what exactly are they? And...

Ricky Gandhi
Aug 13 min read


How to Remortgage Without Changing Your Lender (Product Transfer Guide)
When you hear the term " remortgage, " it's easy to assume it means moving your mortgage to a new lender. While that is one route,...

Ricky Gandhi
Jul 24 min read


How to calculate how much mortgage I can afford in the UK?
How to calculate how much mortgage I can afford in the UK Table of contents Introduction What factors affect how much mortgage I can...

Ricky Gandhi
Nov 18, 20246 min read


Understanding Joint Mortgages: A Comprehensive Guide to Your Options
When considering purchasing a home in the UK, many individuals explore the option of a joint mortgage. This can be a practical solution...

Ricky Gandhi
Oct 21, 20246 min read


Buy-to-Let Investing and Funding in the UK: An Expert’s Guide
Buy-to-let (BTL) property investment has long been a popular route for generating passive income and capital appreciation in the UK....

Ricky Gandhi
Oct 15, 20244 min read


5 Common Mistakes First-Time Buyers Make
As a first-time buyer embarking on the thrilling journey of homeownership, you're likely brimming with excitement. But navigating the...

Ricky Gandhi
Oct 11, 20246 min read


Hmo Conversions in Brixton
Table of Contents Introduction to HMO Conversions The Benefits of HMO Conversions in Brixton The Drawbacks of HMO Conversions How to...

Ricky Gandhi
Oct 7, 20243 min read


The Ultimate Guide to Commercial Conversions
Table of Contents Introduction What is a commercial property conversion? The benefits of converting a commercial property into a...

Ricky Gandhi
Oct 4, 20245 min read


The Ultimate Guide to Buy-to-Let Remortgages
Table of Contents Introduction to Buy-to-Let Remortgages How Buy-to-Let Remortgages Work When to Remortgage Your Buy-to-Let Property The...

Ricky Gandhi
Oct 3, 20244 min read


How to Set Up an HMO in the UK: A Step-by-Step Guide
How to Set Up an HMO in the UK: A Step-by-Step Guide Introduction Understanding HMOs in the UK Step 1: Research and Planning Step 2:...

Ricky Gandhi
Oct 2, 20243 min read


Tips for Securing Your First-Time Buyer Mortgage
Buying your first home is an exciting journey, but securing a first-time buyer mortgage can be daunting. With the right preparation and...

Ricky Gandhi
Sep 28, 20245 min read


Understanding Different Types of Mortgages: Which One is Right for You?
Buying a home is one of the most significant financial decisions you'll ever make, and understanding the different types of mortgages...

Ricky Gandhi
Sep 27, 20246 min read


Understanding Bridging Finance Interest Rates: What You Need to Know Before Applying
When considering a bridging finance, one of the most critical factors to understand is the interest rate. Bridging finance interest rates...

Ricky Gandhi
Sep 24, 20247 min read


Understanding the Implications of the Bank of England's 5% Base Rate Decision
Introduction The Bank of England plays a vital role in steering the UK economy through its monetary policy decisions. Recently, the...

Ricky Gandhi
Sep 20, 20245 min read


Top Features of Right to Buy Calculators: What You Need to Know
A Right to Buy calculator is an invaluable resource for tenants considering purchasing their council or housing association home. This...

Ricky Gandhi
Sep 18, 20247 min read
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